How does a speeding ticket affect my insurance?

Speeding is one of those things that everyone does at some time or another without giving it much of a thought. Unfortunately, it can have some negative impacts on your insurance premium.

One way it can affect your insurance is by causing an increase in premium. Speeding activity can stay on your insurance rating history for 3 to 5 years depending on your insurance company’s guidelines.

If you have recently received a speeding ticket, then you should reach out to your agent. There might be other options for you.

Some insurance companies offer telematics programs which can help reduce your auto insurance premium.

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