Bradshaw & Weil Insurance & Financial Planning BLOG
Educational Articles: Answers to Your Real Questions
Personal and Commercial
Where to Save Cash: Ideal Options
October 28, 2024
Saving money is an important part of any strong financial plan. It helps you prepare for unexpected expenses and reach short-term financial goals. But with several options available, how do…
3 Compelling Reasons to Start Saving for Retirement Now
September 24, 2024
Even if retirement seems far off, starting to save now can make a significant difference in your financial future. Here are three key reasons to prioritize retirement savings today: Social…
What Is a Nest Egg and How Can You Build One?
September 24, 2024
A nest egg refers to the savings and investments set aside specifically for retirement, providing a financial foundation for your later years. These assets can be invested in a way…
4 Ways to Help Tame Financial Stress and Save for Retirement
September 2, 2024
Financial stress can be overwhelming and may negatively impact your retirement savings. Whether it’s feeling like you don’t earn enough, struggling with investment concepts, or having difficulty organizing your finances,…
Crafting Your Business Exit Strategy: A Roadmap to a Successful Transition
September 2, 2024
Exiting a business is a significant milestone that requires careful planning and consideration. Whether you’re retiring or moving on to new ventures, having a well-designed exit strategy is crucial for…
Embracing Retirement: A Journey Towards Fulfillment and Financial Confidence
July 22, 2024
Retirement marks a significant milestone in one’s life—a transition from a career-focused existence to a period of newfound freedom and leisure. While retirement offers the promise of relaxation and self-discovery,…
Is an umbrella policy worth it?
January 23, 2023
Umbrella policies may be appropriate if your assets exceed your auto or home liability insurance limits. While the cost does range based on various rating factors and carriers, the investment…
The Commercial Package Policy
August 23, 2022
Not every business will fit a business owner’s policy. Maybe the business is too large, or the type of business doesn’t qualify. Whatever the reason, there are still options for…
The Business Owners Policy
August 9, 2022
The businessowners policy (BOP) is a commercial package policy that provides property and liability coverage to certain types of small businesses. Most commercial insurance companies that offer BOP policies have…
Ways to Avoid Parking Lot Fender Benders in Paducah
June 21, 2022
Parking lots in Paducah– we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking…
Replacement Cost Limits and Inflation
June 7, 2022
You may have noticed that the dwelling coverage limit on your homeowner’s insurance policy increases a little bit every year. This is due to inflation. Your dwelling limit is calculated…
Tips for Driving Safely in Your RV
May 24, 2022
With summer in full swing, it’s a great time for an RV vacation. Whether you’re heading to Kentucky Lake or planning your getaway a lot farther from home, you’ll want…
4 Key Home Insurance Coverages
May 10, 2022
Homeowner’s insurance is an important part of your asset protection plan. It has many moving parts that you need to be aware of to ensure you are properly protected. For…
Med Supp, Life, Annuity
Creating a Health and Wellness Exit Strategy
October 28, 2024
Retirement is a significant life event that goes beyond financial planning. While preserving your financial future is crucial, it is equally important to prioritize your health and well-being during this…
Exploring Life Insurance, Medicare Supplements, and Annuities
July 26, 2024
In life, uncertainties are inevitable, but proactive planning can mitigate their impact on our financial well-being. Three essential financial instruments—life insurance, Medicare supplements, and annuities—play crucial roles in safeguarding our…
What is a lower risk investment with the potential for higher return?
December 27, 2022
Talks of recession and the volatility of the stock market right now have many people looking for “lower risk” investments. The truth is investing involves risk. There are risks we…
How Are Annuities Impacted in a Recession?
November 22, 2022
In times of recession, it is understandable that we would start looking for ways to cut expenses and conserve our assets. Especially as we plan for our retirement. The hard…
How Do Annuities Payout?
November 8, 2022
Annuities are an insurance product designed to protect your principal while providing some opportunity for growth. Fixed annuities are designed to have less downside risk than investing directly in the…
The Difference in Open Enrollment, Annual Election and Guaranteed Issue Periods
October 18, 2022
Around this time of year, you will start hearing the terms “medicare” and “open enrollment” everywhere you turn. You’ll see famous celebrities endorsing certain companies and plans on the TV.…
The Differences in Medicare Supplements & Medicare Advantage Plans
October 18, 2022
To truly understand the difference between a Medicare Supplement and a Medicare Advantage plan we recommend you to speak with a licensed insurance agent. A general guide is that a…
How to obtain Prescription Drug coverage
October 11, 2022
There are two different ways to get prescription drug coverage. The first is if you choose to take original medicare and add a medicare Supplement you will also need to…
Can I cash in a life insurance policy?
September 27, 2022
With inflation on the rise, consumers are looking at ways to cut costs and buffer their savings. Some are turning to their life insurance policies to provide extra cash. It…
When Should I Purchase Life Insurance?
September 9, 2022
Many people think they already know the answer to this question. The typical recommendations for purchasing some form of life insurance are the following major life events: Getting married Having…
Investment/ Wealth Mgt
Understanding Return on Investment (ROI)
November 25, 2024
Return on Investment (ROI) is a key financial metric used to evaluate the profitability of an investment. It’s widely employed across various asset types, including business ventures, real estate, and…
Improving Your Investment Strategy: Ways to Make Better Choices
November 25, 2024
Investing effectively is important for financial confidence in today’s world. While the path to confident investing can be complex, mastering it involves exploring your financial goals, investment strategies, and money…
Optimizing Your Future: The Importance of Investing for a Comfortable Retirement
July 26, 2024
Retirement, a phase of life many eagerly anticipate, marks the culmination of years of hard work and dedication. However, to ensure a retirement filled with comfort and confidence, it’s imperative…
Why is Financial Planning Important?
December 13, 2022
When you hear the term financial plan your mind may go to budgeting. Understanding and keeping tabs on your expenses is certainly a part of a financial plan, but it…
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