Bradshaw & Weil Insurance & Financial Planning BLOG

Educational Articles: Answers to Your Real Questions

The Difference in Open Enrollment, Annual Election and Guaranteed Issue Periods

October 18, 2022

Around this time of year, you will start hearing the terms “medicare” and “open enrollment” everywhere you turn. You’ll see famous celebrities endorsing certain companies and plans on the TV.…

The Differences in Medicare Supplements & Medicare Advantage Plans

October 18, 2022

To truly understand the difference between a Medicare Supplement and a Medicare Advantage plan we recommend you to speak with a licensed insurance agent. A general guide is that a…

How to obtain Prescription Drug coverage

October 11, 2022

There are two different ways to get prescription drug coverage. The first is if you choose to take original medicare and add a medicare Supplement you will also need to…

Can I cash in a life insurance policy?

September 27, 2022

With inflation on the rise, consumers are looking at ways to cut costs and buffer their savings.  Some are turning to their life insurance policies to provide extra cash. It…

When Should I Purchase Life Insurance?

September 9, 2022

Many people think they already know the answer to this question. The typical recommendations for purchasing some form of life insurance are the following major life events: Getting married Having…

The Commercial Package Policy

August 23, 2022

Not every business will fit a business owner’s policy. Maybe the business is too large, or the type of business doesn’t qualify. Whatever the reason, there are still options for…

The Business Owners Policy

August 9, 2022

The businessowners policy (BOP) is a commercial package policy that provides property and liability coverage to certain types of small businesses. Most commercial insurance companies that offer BOP policies have…

Is an Umbrella Policy Worth It?

July 19, 2022

Umbrella policies are most definitely worth it if your assets exceed your auto or home liability insurance limits. While the cost does range based on various rating factors and carriers,…

What is an Umbrella Policy?

July 5, 2022

When you pop open  an umbrella on a rainy day, what happens? It reaches out over your head   and shoulders to direct rain away from you and protect you…

Ways to Avoid Parking Lot Fender Benders in Paducah

June 21, 2022

Parking lots in Paducah– we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking…

Replacement Cost Limits and Inflation

June 7, 2022

You may have noticed that the dwelling coverage limit on your homeowner’s insurance policy increases a little bit every year. This is due to inflation. Your dwelling limit is calculated…

Tips for Driving Safely in Your RV

May 24, 2022

With summer in full swing,  it’s a great time for an RV vacation. Whether you’re heading to Kentucky Lake or planning your getaway a lot farther from home, you’ll want…

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