Insurance can be a critical piece in your financial confidence. Life is full of risk. Some risks we can choose to self insure against. The most important thing is that you are aware of the risks you face, the benefits of insurance, and the cost/benefit of carrying insurance. People often think of homeowners insurance and auto insurance, but not all risks you face are to your property. Meeting with a professional insurance agent can help you understand the property and liability risks you are open to and ways you can protect yourself against these risks.