Bradshaw & Weil Insurance & Financial Planning BLOG

Educational Articles: Answers to Your Real Questions

Fixed Vs. Indexed Annuities

July 26, 2021

Fixed annuities are an excellent vehicle for providing a very competitive return while still avoiding the risk of loss of principal. In addition to providing safety and security, an added benefit is that your money grows tax deferred. This means you control when taxes are paid. This is a great benefit to have when you…

Benefits of Fixed Annuities

July 26, 2021

Fixed annuities are an investment vehicle designed to provide safety and security in very turbulent and uncertain times. There are numerous different crediting methods for fixed annuities, but the common denominator is that your principal is always fully protected. These investment products fit into the fixed income bucket of your portfolio and frequently offer a…

3 Key Components of an Annuity Purchase

July 26, 2021

A fixed annuity can offer many benefits, especially safety and security, in this very rocky economic downturn we are currently in. Although the annuity can offer these very enticing features, it can be somewhat of a complex product. No product is right in every situation and not all annuities have the specific benefits that are…

Is Your Retirement Money Safe?

July 26, 2021

Planning for retirement opens the door to many questions that seem open ended and hard to answer. What will you do with your retirement years? Will you outlive your money? Is your money safe? If you haven’t taken the proper steps to plan for retirement, then you might feel stressed as you read this. There…

The Truth About Annuities

July 26, 2021

Annuities are no doubt an asset to your investment portfolio, but they are often sold poorly or misrepresented which causes fear. This leads people to miss out on the security annuities provide for retirees. Not all annuities are created equal. It is essential that you understand the different types before considering whether or not an…

2 Powerful Tax Benefits of Annuities

July 26, 2021

Annuities are a component of financial planning, but they are an insurance product. It can be especially beneficial to work with someone who is licensed to sell annuities and give financial advice when planning for retirement. They bring a new level of product education to the table. For example, the tax benefits of annuities. Fixed…

3 Reasons Why You Need to Complete & Annual Review

July 26, 2021

Completing an Insurance review is often seen as a waste of time. You’re insurance agent calls. You’re at work. You tell yourself you will call back later but once you’re home the demands of life take over. Then you either forget or decide that it wasn’t important because you’re going to renew your policy. What…

3 Tips to Deter A Cyber Attack

July 26, 2021

Malicious cyber activity is increasingly common. It begs the question, “Why can’t people just be good people?” We may never have an answer to that question, but we do have answers on how you can protect yourself from their attempt at harm. What is a cyber-attack? For many of us, this is a new concept.…

3 Tips Max Out Your Insurance Value in 2021

July 26, 2021

The end of the year came and went. You spent time reflecting on the past year of your life. You probably looked forward with excitement over some opportunities coming your way in 2021. You may have read articles offering advice on how to keep your new year’s resolutions. The end of a year signals a…

An Overview of Part D- Prescription Drug Coverage

July 26, 2021

If you decide to stick with Original Medicare, then you will need to purchase Part D if you want drug coverage. Part D plans are generally not very expensive, but premium is affected by the IRMAA adjustment. The IRMAA adjustment increases the Part B premium as income increases and it also affects Part D. The…

What are the different Medicare Supplement Plans?

July 26, 2021

If you choose Original Medicare to get your Part A Hospital & Part B Physicians insurance, then you will have very good insurance. But you will have some deductibles and co-pays. Most people purchase a Medicare Supplement policy, also referred to as a Medigap Policy, to fill in most of the gaps. There are 10…

A Comparison of Original Medicare & Medicare Advantage

July 26, 2021

Medicare is made up of 4 coverage parts but there are two paths you can take to get access to the coverage. The two paths to choose between are Original Medicare or Medicare Advantage. In this post we will compare the pros and cons of each path.  The 4 parts are A, B, C &…

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