Bradshaw & Weil Insurance & Financial Planning BLOG


Educational Articles: Answers to Your Real Questions

The Truth About Annuities

Annuities are no doubt an asset to your investment portfolio, but they are often sold poorly or misrepresented which causes fear. This leads people to miss out on the security annuities provide for retirees. Not all annuities are created equal. It is essential that you understand the different types before considering whether or not an…

2 Powerful Tax Benefits of Annuities

Annuities are a component of financial planning, but they are an insurance product. It can be especially beneficial to work with someone who is licensed to sell annuities and give financial advice when planning for retirement. They bring a new level of product education to the table. For example, the tax benefits of annuities. Fixed…

3 Reasons Why You Need to Complete & Annual Review

Completing an Insurance review is often seen as a waste of time. You’re insurance agent calls. You’re at work. You tell yourself you will call back later but once you’re home the demands of life take over. Then you either forget or decide that it wasn’t important because you’re going to renew your policy. What…

3 Tips to Deter A Cyber Attack

Malicious cyber activity is increasingly common. It begs the question, “Why can’t people just be good people?” We may never have an answer to that question, but we do have answers on how you can protect yourself from their attempt at harm. What is a cyber-attack? For many of us, this is a new concept.…

3 Tips Max Out Your Insurance Value in 2021

The end of the year came and went. You spent time reflecting on the past year of your life. You probably looked forward with excitement over some opportunities coming your way in 2021. You may have read articles offering advice on how to keep your new year’s resolutions. The end of a year signals a…

An Overview of Part D- Prescription Drug Coverage

If you decide to stick with Original Medicare, then you will need to purchase Part D if you want drug coverage. Part D plans are generally not very expensive, but premium is affected by the IRMAA adjustment. The IRMAA adjustment increases the Part B premium as income increases and it also affects Part D. The…

What are the different Medicare Supplement Plans?

If you choose Original Medicare to get your Part A Hospital & Part B Physicians insurance, then you will have very good insurance. But you will have some deductibles and co-pays. Most people purchase a Medicare Supplement policy, also referred to as a Medigap Policy, to fill in most of the gaps. There are 10…

A Comparison of Original Medicare & Medicare Advantage

Medicare is made up of 4 coverage parts but there are two paths you can take to get access to the coverage. The two paths to choose between are Original Medicare or Medicare Advantage. In this post we will compare the pros and cons of each path.  The 4 parts are A, B, C &…

4 Big Decisions to Make When Enrolling in Medicare

When you start to consider Medicare, chances are that you will be overly marketed to and inundated with information about the different products and plans available to you. This can lead to confusion and even delay your process. When you are considering enrolling in Medicare you really only need to answer 4 questions. #  1…

The Basics of Medicare

Medicare can be confusing, but I can simplify it for you by breaking it down. Let’s start with the basics of Medicare. In this article we will answer two questions to get started. What is Medicare and what are the 4 main parts of Medicare. What is Medicare? Medicare is health insurance available to almost…

Activities, Décor & More: Property Insurance for Daycares

Kids require so much stuff. Seriously! Ever been to a baby shower? Sometimes it requires multiple vehicles to transport all of the gifts to the home of the expecting parents. What about a birthday party for an older kid?  Toys and activities galore. The amount of things required to educate, entertain and provide nourishment for…

The Insurance Band Aid for Daycare Injuries

So, you’re opening a daycare. Is there anything more rewarding than working with children? The answer is yes. A nice warm bath to relax your mind and your muscles after spending a day working with children. We commend you on choosing a gratifying career surrounded by precious children, but we also hear you moaning from…

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